Stoke Money vs Quicken Simplifi
Quicken Simplifi is Quicken's budgeting app: a spending plan, investment tracking, and a projected cash flow view of your account balances driven by recurring reminders.
Simplifi projects from reminders you confirm and keep current, and a card payment is a reminder you create. Stoke detects paychecks, bills, transfers, and card statement cycles from your history and forecasts each card's payment on its due date. No reminders to maintain, no budget to keep.
Side by side
| Feature | Stoke Money | Quicken Simplifi |
|---|---|---|
| Price | ||
| Price | From $9/moFrom $60/yr | From $47.88/yr |
| Free option | ||
| Free option | YesManual entry and CSV import | No |
| Balance forecasting | ||
| Balance forecasting | Yes | YesUp to a year |
| Recurring detection | ||
| Recurring detection | Yes | Yes |
| True cash flow forecasting | ||
| True cash flow forecasting | YesCash flow modeled on credit card and loan payments, not charges | NoManual setup of recurring payments |
| Budgeting | ||
| Budgeting | NoBy design. Spending forecasted instead. | Yes |
| Bank sync | ||
| Bank sync |
| US and Canada |
| CSV import | ||
| CSV import | YesTransactions and balances | YesTransactions and balances |
| Multi-currency | ||
| Multi-currency |
|
|
| Investments | ||
| Investments |
|
|
| Household sharing | ||
| Household sharing | No | YesOne other person |
| Mobile apps | ||
| Mobile apps | No | YesiOS and Android |
| AI agent | ||
| AI agent | YesMCP, read and write. Pro only. | YesBuilt-in, read and write. Beta. |
| Export / API | ||
| Export / API |
|
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| Independent security audit | ||
| Independent security audit | No | YesQuicken's SOC 2 Type 2 |
Verified October 2026. Corrections: feedback@stoke.money
Your balances, projected day by day
